• T - +977-11-662275, 663719
  • E - nagariklaghubitta@gmail.com


Nagarik Laghubitta Bittiya Sastha Ltd. (NLBS)  registered as a public limited financial institution in Ashad 25, 2074 under the Companies Act, 2063 and licensed by the Nepal Rastra Bank (Central Bank of Nepal) on 2074/08/24 with ten districts Kavre, Sindhupalchowk, Dolakha, Ramechhap, Sindhuli, Nuwakot, Dhading, Gorkha, Lamjung and Tanahu. It's Head Office is in Banepa Municipality ward no. 14 Sanga, Kavre and  commence it's operation from 2074/10/15 after getting operating license from Nepal Rastra Bank  as a "D" class financial institution as per Bank and Financial Institution Act 2003 & letter from Company Registar Office on 2074/10/11.

The authorized capital of NLBS is Rs.200 million out of which Rs.100 million has been issued.  The initial share distribution is as under :
Promoters : 70%
General public including staff (to be issued) : 30%


Mission, Vision & Core Values


Many lenders are motivated solely by profit and have little regard for client welfare.We focus on income-generating small businesses to alleviate poverty. We have strict internal standards and policies to ensure that clients do not become over-indebted and are treated fairly and ethically. This is part of NLBS’s heritage and mission.

We also operate revenue-generating businesses that provide goods or services intended to achieve positive social, economic and/or environmental outcomes consistent with NLBS’s mission objectives.

The empowerment of women is one of NLBS’s core commitments and part of our vision for the future. We are dedicated to ensuring we measure our progress on reaching women with life-changing financial and social services.


Core Values
We are committed to make a major impact in expanding economic access, participation and power in the mind of ‘low-income women entrepreneurs’. We are also committed to provide responsive, efficient and sustainable financial and other support services in a ethical, transparent and respectful way.

We believe that our customers deserve fair and efficient micro finance services. We are always trying to provide these services to them in as convenient, transparent, participatory and timely manner as possible. Our team members are committed to ensure that our services to our customers are not unethical and deceptive.